L’Ortye Yacht Insurance always emphasizes a personalized insurance, that is the reason we developed four additional coverage packages, so your insurance is what we promised: personalized.
This extension of a regular liability insurance is valid within the entire European continent, and also offers coverage when using a charter. A P&I insurance covers an amount up to 500 million dollars, an amount not essential to those who take out their pleasure craft on occasion. For skippers who take others out on their boat for a payment, L’Ortye offers an interesting solution.
Amongst other things, an extended liability boat insurance covers damage below the deductible excess, or a warranty claim that remains unassigned, port charges, identity-theft, contractual differences or corruption scenarios. As the skipper, you, and all other passengers who access the boat with your permission, are insured for legal counsel that might arise out of legal differences.
L’Ortye offers an attractive option for charters with their own skipper; for a percentage of the current premium we can also insure passenger liability.
If you use your boat for commercial purposes, in most instances you will end up hiring a crew. When accompanied by a crew abroad, and in case of an emergency, the medical costs can sky-rocket in some instances. For those types of scenarios, L’Ortye offers an additional health insurance for your crew, so potential medical costs are covered in case of sickness or accidents.
When expanding or renovating your boat, ideally the process would be completely risk-free. In this case, an expansion and renovation insurance fits your needs. Your boat will be insured for any possible damages stemming from expanding or renovating your boat, whether they are done by you or any third-party. After completion, this policy has an option to be converted into a regular policy.